mistaking ... than his father
I called and found out my catastrophic plan will be grandfathered in, so I get to keep it. I also have the option of upgrading to a more compatible ACA plan, although I'm sure I'll keep the plan I have now.
I was tying to tell you all it was a good option. Too bad that plan isn't offered anymore. I also pay a little more for healthy food but to me that's preventive maintenance, and I get to keep my pre ACA rates, and benefit from taking care of myself.
Laura, overhyping is not out of just the republican play book. To claim that to be true is very dishonest. lies, lies and more lies. Make the law apply to obama, his family, his cronies, senate,congress and everybody else that is exempted then perhaps the plan will be fixed appropriately. The stories the lies and the explanations are changing with each talking head trying to justify the debacle.
Also, the overhyping of stories of people whose current individual coverage plans are being dropped is right out of the Republican playbook. This is only happening to a very small percentage of people nationally. Based on estimates from MIT economist Jon Gruber, a former adviser to Mitt Romney, 80% will be unaffected (mostly people who get to keep their employer-based insurance), 14% clear winners (currently uninsured who will gain access to affordable insurance), 3% no real difference (people who have to buy new plans similar to their old plans), and 3% potential losers (have to buy a higher quality plan with no annual cap). Source: http://www.newyorker.com/online/blogs/news…
I thought "tranny" referred to automobile transmissions.
Example: "Jack Hunter's Fieros all have automatic trannies."
Example #2: "Jack Hunter has specific taste in trannies."
I didn't see the article before Mr. Haire redacted the word, but I think this was probably his original intent.
New York had a no exclusion policy, where no one could be denied coverage based on pre existing conditions and the rates were three times the national average. The challenge for "affordable" universal healthcare will be shifting from treating deceases to preventing them. Changing unhealthy lifestyles is easier said than done, and in the meantime the healthy and young will be expected to pay for people who choose to share dirty needles, eat junk food, smoke tobacco, have unsafe sex, etc.
Chris's argument was that if Canadians, who according to him, are a bunch chain smoking HIV infested zombie trannys, have universal health care, surely the good ole USA can do the same.
Regardless I would have just liked to keep my catastrophic plan, and signed up for the ACA if I needed it.
Show me on this doll where the liberals touched you Ned.
Laurin - Actually you are again incorrect. That is not how risk arbitrage works. Insurance companies do not pool as many people together as possible to offset risk. Why do you think you get asked so many questions on an insurance application? Age, sex, height, weight, smoker/non-smoker, occupation, single/married, etc.? Actuaries use these to determine your risk and create as many distinct groups as possible so they can charge different premiums to different groups based on risk. This is how they also make it possible to drop people. They avoid lawsuits by saying "you were not dropped, we decided to end that group coverage and you happened to be in that group". This is where a simple federal law requiring pre-existing conditions be covered and preventing loss of coverage for any reason except non-payment of premiums would solve most of the problems inherit in the insurance industry.
Insurance companies also sell insurance a la carte. No insurance company would charge a woman 50, nor men, for maternity. Why? Competition. They have to have competitive premiums because people shop for health insurance just like car and homeowners insurance. Your mortgage company requires minimum amounts of coverage and what types. The state sets minimal coverage for auto insurance. But you can buy additional coverage above that if you want to. If you look at the declarations page on each of your policies you won't see 1 premium, but multiple premiums that add up to give your total premium. By providing insurance a la carte you only pay for the coverage you need and want, which keeps your total cost down.
This is typical progressive hypocrisy. Liberals love to scream how monopolies and cartels force prices higher. Yet suddenly creating a government run monopoly for insurance is going to lower premiums and cut healthcare costs? lol. Only lawyers, government bureaucrats, and progressives could be so stupid and hypocritical. So now we have a government that has no concept how to run anything effectively, efficiently, without massive fraud, nor for profit creating a monopoly. Gosh, what could possibly go wrong with that?
What's also going to sink Barry-stupid-care is young people. The gubment is banking on millions of young and healthy people signing up to offset old people. Major fail for two reasons. One, there are more old people than young. It's flawed math, like with all liberal policies. Two, young people didn't have insurance before Obarrycare NOT because it was expensive or because there was a lack of access, but because they simply didn't want to pay for it because they didn't feel they needed it. Now under Obarrycare insurance for young people will be even more expensive and millions will opt out and pay the fine, which is a hell of a lot cheaper.
The HHS Secretary gets some new reading material
This Thread does rock,
and thanks for your well thought out additions to the discussion.
I would just like to see a health care system that will work. The hope with the ACA is that as more people have access to health care they will change their unhealthy lifestyles. The problem is there is no incentive for anyone to take care of themselves or avoid high risk lifestyles, which drives up premiums for everyone else. The most successful private business health care have incentives for a healthy lifestyle and it works. Doctors can monitor cholesterol, high blood pressure, etc. The choice of unprotected sex is also an issue that should be considered from a health care point of view, as AIDs, smoking, and obesity are the leading causes of death not only here but world wide, and smoking is supposed to take over AIDs as the leading cause of death globally. Currently the only incentive in the ACA is that smokers who actually pay for health care pay double if they smoke tobacco.
The left and those who voted for this mess "ACA" will be looking for another job come next year both in the HOR and the Senate if they are Democrats I do think that the Democrats will not only lose the Senate they will also lose more seats in the HOR and Obama will lose the veto vote on any bills for his next two years of his term. It is best for the GOP to let this ACA destroy itself and not really bother with it until they have the control of the senate . keep playing those videos of Obama and Pelosi and the other democrats saying what they have been saying since 2010 on the ACA. :) If you like your plan you can keep your plan (Period).If you like your Doctor you can keep your Doctor (Period).
"Laurin - Yea, let's force men and women over 45 to pay for maternity care. That's brilliant! Fail!!!"
This logic breaks down quickly. "Yeah, let's force ____ under/over the age of ____ to pay for ____!"
That's not how insurance and pooling risks/spreading costs works.
The first thing that crossed my mind this morning, was "I hope I didn't post anything to the City Paper last night" Whew!
By the way, it's true that South Carolina had a risk pool for those who couldn't get heath insurance anywhere else. Maryland had one, also.
Interesting comments. We should cut Chris Haire some slack. It's not easy to write something provocative, and not offend someone at some point.
I now think marriage, by same sex, different sex, or transsexual would reduce HIV, as most of these couples would be making a commitment to one another, and not humping strangers on Craigslist.
Another ACA problem on the horizon?
Serco, a British-based firm, has been tasked with processing Obamacare’s paper applications, but has a long history of investigations and scandals, including claims of fraud, sexual coercion, and overbilling.
The company has quite a history abroad — it’s being investigated ,not only in the British health system, but also its dealings in prisons and detention centers.
It’s just got a terrible track record, and was awarded a potentialy billon dollar contract
to handle the ACA's paper version.
Wow! Second time recently I've agreed with Chris. I better go to the doctor.
Tranny is not considered a slur and is, in fact, used often by transexuals themselves. I have quite a few gay friends and when I lived in south Florida, which is arguably home to more trannies than San Fran, I had some fun nights with my friends in nightclubs that cater to transexuals. They all use the term tranny. And gays actually use terms like fag & queen often, just like blacks use the term nigger constantly.
Laurin - Yea, let's force men and women over 45 to pay for maternity care. That's brilliant! Fail!!! You had other serious fails in your post as well.
In the UK, people with money or good jobs actually have private insurance supplementing the social system. People from Canada often come to America for medical care since they can get care on demand here rather than have long waits (which is a big problem in all socialized medicine, including the Massachusetts system) and can get many treatments not allowed in Canada.
The health insurance problem in America could be easily solved by passing a SIMPLE yet well thought out law. There is zero need for the gubment to get involved and try and run healthcare. The ONLY reason people on the left want gubment healthcare is because it's a huge engine for wealth redistribution and a giant step toward socialism in America.
As much as the left likes bashing South Carolina, we could actually be a model for how to reform health insurance. SC has required group policies to cover pre-existing conditions as far back as the 70s, if not longer. We also have a perfect model for insurance reform in our Medicare Supplemental (Medigap) policy laws. For over 30 years SC has required tiered policies and each tier has certain minimal requirements. The state insurance commission has made it super easy to buy these supplements. Everyone is eligible when you qualify for Medicare and the state provides a chart that makes shopping for a plan super easy. Every company that provides a policy is on the chart and the chart lists policies by tier and includes the monthly premium. Tier 1 is the minimum level of coverage and by law requires XYZ. Tier 2 includes XYZ + ABC. Tier 3 requires XYZ + ABC + MNO, etc.
All we really need is for Congress to pass an insurance reform law as follows ...
1. Allow insurance companies to compete nationally. No more state by state nonsense.
2. No exclusions for pre-existing conditions.
3. The only acceptable reason for policy cancellation is non-payment of premiums.
4. Create 3 or 4 tiers with each tier requiring minimal levels of coverage.
That could be done very easily and would solve pretty much all the problems. I'm sure there could be a few other minor tweaks, but that's primarily all that's needed. Less is more, keep it simple. This should have been done years ago and is far better and simpler than socialized medicine.
This is old news. Why nothing about the mega yacht downtown or its billionaire openly gay Jewish movie/music mogul owner? He supported both Clinton and Obama. Of course he later became disenchanted with Clinton, so he obviously is not the best judge of character. Even so, his presence in Charleston and destroyer length boat are certainly worth some ink.
I find it interesting how certain people on here who freely refer to others who do not agree with their of thinking in derogatory and inflamatory ways are the first to be offended by words and terms that THEY think are inflamatory and derogatory.
No more preexisting conditions.
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